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Take home ownership into your own hands with our rent-to-own solutions.
Short and long-term plans available. Work with an expert today!
Why choose rent-to-own?
Perfect for those who don't qualify for a mortgage now but are likely to in the future.
Rent-to-own offers renters a forward-thinking path to homeownership. It is ideal for people who want to stop renting but need time to save a larger down payment or repair credit.
It's also a great fit for self-employed individuals who don't have two years of operating history yet. Rent-to-own allows you to move in now, while giving you time to become mortgage-ready.
Move In, Grow Your Down Payment, Repair Credit & Buy Later At A Set Price
Enter the real estate market today with rent-to-own solutions.
Opportunity
Choose your dream home, move in and transition to full ownership when you qualify for a traditional mortgage.
Save & Build Wealth
Benefit from property value gains and build equity throughout the term of your rent-to-own agreement.
Rent-To-Own Experts
Connect with experts ready to assist you on your rent-to-own journey throughout Canada.
Guidance
Stay connected throughout your term for a smooth transition from rent-to-own to traditional ownership.
How does rent-to-own work?
Secure your dream home today with our reliable rent-to-own partners.
Rent-to-own is your path to homeownership. While renting, you're not just paying rent; you're accumulating down payment credits toward owning the home. When the time is right, you can turn that dream into reality.
Get pre-qualified for free without impacting your credit score.
Work with a realtor to choose the home you want on realtor.ca and our partners handle the purchase. It's that simple!
Rent your dream home now, build up your down payment, repair your credit and buy the house at a set price when you're mortgage-ready.
Fast-Track Homeownership
Don't wait to enter the real estate market. Explore rent-to-own options today.
Down Payment Amounts
Initial down payment amounts vary based on the province, city and your specific application details.
Income & Job Requirements
Stable, provable income and meeting monthly payments comfortably are important considerations.
Finding Your Home
Choose from available properties or work with a realtor to find your ideal home on realtor.ca.
Stop waiting and speak to a Rent-To-Own specialist today!
A sound financial future begins with the stability of homeownership.
Rent-to-own agreements have terms ranging from one to five years. Throughout the term, your rights to live in and purchase the property are safeguarded. As long as you fulfill your commitments, your landlord cannot raise the rent, force you to move or sell to anyone else. The stability of living in your dream home and gaining equity from day one means your financial future is more secure.
01
Application
Begin your rent-to-own journey with our experts. Submit your application for review and home-budget approval.
02
Dream Home
Work with a realtor and choose your dream home from
realtor.ca. A rent-to-own provider will take care of buying it for you.
03
Contracts
Formalize rental and purchase option contracts for the home, including a fixed future purchase price.
04
Purchase Ready
At the end of your rent-to-own term, use your down payment option credits to qualify for a mortgage and buy your home.
Stop Paying Your Landlord's Mortgage
It's time to start building your own wealth through homeownership.
97%
Property value increase in the last decade.
76%
Of Canadians' wealth is in real estate.
30%
Of renters are millennials.
Owning a home might seem out of reach, especially for millennials and new Canadians. However, not qualifying now doesn't mean you're out of options. Our experts tailor a custom homeownership plan for you. Real estate values tend to rise, making it wise to enter the market sooner and secure your future purchase price today through our rent-to-own program.
Brittney & Anthony
Ontario
Rent-to-own was the game-changer for us! We were worried we'd never be homeowners, but this program crafted a clear path. Now, we've got our place, building equity from day one. It's our dream home and the best decision for our family's future.
Tanner & Michelle
British Columbia
Being a part of the rent-to-own program was a blessing! It allowed us to step into the market before it was too late. We're homeowners now, gaining equity while paying rent—couldn't have asked for a better plan. Thanks for all your help!
Jonathan B.
Alberta
As a single guy, becoming a homeowner felt like a distant dream. Rent-to-own changed that. It was the plan that got me into the market and building equity from day one. Now, I have a place to call my own, all thanks to this program—absolutely life-changing!
Sarah & Jarred
Ontario
Rent-to-own made owning a reality for us! Why just pay rent when you can own instead? It's been a lifeline, getting us in the market and securing a home we love. We're homeowners, gaining equity, and it's all thanks to this fantastic program.